CFSB is a growing fintech bank that offers a broad range of banking, payments and lending products to power solutions for some of the world’s most important fintech companies. Our focus is to provide a cohesive and nimble set of tech-first solutions as a foundation from which the fintech community can innovate and evolve while leveraging our regulatory compliance framework.

The ACH Specialist is responsible for ensuring that all ACH processing is done in accordance with NACHA regulations and guidance and adhering to all requirements.

• Specialize in ACH Processing, understanding NACHA Rules and working with Third Party Senders, as well as all Originators to ensure the completion of annual audits.

• Ensure compliance with all regulatory requirements related to ACH/NACHA as well as Federal.

• Train and advise ACH staff as well as customers on all ACH rules and requirements.

• Recognize and identify ACH compliance issues and notifies management when problems occur.

• Participate with the coordination of system upgrade testing, expansion of services, data conversions and business continuity testing.

• Prepare management reports on statistical information on ACH transaction volumes, dollar amount and returns.

• Coordinate with internal auditors as required for periodic examinations.

• Develop and maintain policies, procedures, and controls for the ACH Operations Department.

• Work with the Compliance Department to ensure compliance with all banking regulatory requirements, perform self-assessments, reviewing disclosures and agreements, interface with auditors and regulators.

• Liaison with Bank’s ACH processors/ service providers and support ACH customers

• Performs periodic self-audits to ensure compliance with internal, external procedures and regulatory requirements.

• Ensure that all activities are performed in compliance with industry, federal, state and Bank Secrecy Act regulatory requirements.

• Respond to NACHA communications as needed.

• Excellent verbal and written communication skills.

• Knowledge of policies, procedures and updated regulatory requirements.

• Self-motivated with the ability to work independently as well as in a team environment.

• Ability to handle multiple tasks simultaneously and meet deadlines, while maintaining focus in an environment with conflicting demands and priorities.

• Excellent PC skills including Outlook, Word, Excel, and Office 365.

• Strong understanding of ACH and Merchant processing settlement functions.

• Strong experience in Bank Operations.

• Strong knowledge of Banking Regulations.

• Strong knowledge of NACHA rules, AAP certification required.

Salary: $60,000-$75,000/yearly

Benefits:

• Competitive Salary and Benefits Package
• The security and stability of working with an industry leader
• Working with a team of extremely talented & dedicated professionals
• A collaborative and friendly, team-oriented culture
• A management team with vision and passion for growth
• Flex PTO
• Employee Perks
• Hybrid Work Structure
• 401K with Employer Match
• Medical, Dental & Vision Insurance