Mortgage Loan Processor (Full Time) - Richardson, TX Job at PROSPERITY BANK

PROSPERITY BANK Richardson, TX 75081

How to apply: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers and to find more job opportunities with our company.


POSITION PURPOSE

Compile and audit all loan information to submit to underwriting / collect conditions and coordinate the file to closing.

ESSENTIAL FUNCTIONS AND BASIC DUTIES

  • Verify and audit all loan documents and information provided by the customer and loan officer.
  • Process the loan to submit to underwriting which includes review of appraisal and all supporting documents to the loan
  • Collect and audit Conditions received.
  • Prepare files to submit to closing which includes auditing the title work, survey, Flood, CIP, Fraud Guard, and HOI
  • Work closely with the title company & loan officer to get documents and CD prepared in a timely manner.
  • Review CD and communicate changes needed to closing and with the LO and Closer
  • Follow up with closing to make sure all items necessary to fund the loan have been received.
  • Insure that all compliance regulations have been met
  • Orders all documents needed for loan files such as appraisal, title, insurance, flood, CIP, Fraud Guard & verifs
  • All other tasks as assigned

QUALIFICATIONS
Education/Certification: High school graduate or equivalent.
Required Knowledge: Understanding of mortgage loan processing functions including FHA, VA, and
conventional lending.
Knowledge of mortgage related requirements, procedures, and underwriting criteria.
Experience Required: One to two years of experience in Mortgage Loan Processing
Skills/Abilities: Good verbal and public relations skills.
Strong typing abilities.
Good basic math skills.
Able to use related computer applications.
Well organized.

Monday - Friday: 8:00AM - 5:00PM



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